Introduction – Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a government-backed life insurance scheme launched in India by the Prime Minister. It aims to provide life insurance coverage at affordable premiums to all Indian citizens between the ages of 18 to 50 years. The scheme provides a renewable one-year term life cover of Rs. 2 lakhs (subject to renewal) for death due to any reason.
Document Required for Pradhan Mantri Jeevan Jyoti Bima Yojana – Application Form, Aadhaar Card, Bank Account Details, Nomination Form, Age Proof, Self-Declaration of Good Health, Consent Form,
how apply Pradhan Mantri Jeevan Jyoti Bima Yojana–
To apply for the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), you can follow these steps:
- Eligibility Check: Ensure you meet the eligibility criteria, which generally include being an Indian citizen aged between 18 to 50 years and having a bank account.
- Visit Your Bank: PMJJBY is offered through participating banks. Visit your nearest bank branch where you hold an account that is eligible for this scheme.
- Request Application Form: Ask the bank officials for the PMJJBY application form. They will provide you with the necessary paperwork.
- Fill in the Form: Complete the application form with accurate details. Make sure to double-check all the information provided to avoid any discrepancies.
- Submit the Form: Once you’ve filled out the form, submit it along with any required documents to the bank. Documents typically include identity proof (like Aadhar card, PAN card, Voter ID, Passport, etc.) and the premium amount.
- Provide Consent for Auto-Debit: You will need to provide consent for auto-debit of the premium amount from your bank account. Ensure you have sufficient balance to cover the premium.
- Receive Confirmation: After completing the application process, you should receive a confirmation from the bank regarding your enrollment in the PMJJBY scheme.
- Keep Documents Secure: Keep all the documents related to the scheme, such as the acknowledgment slip or certificate of insurance, safely for future reference.