Introduction – Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) is a government-backed pension scheme in India aimed at providing old age protection and social security to unorganized workers in the country. It targets workers in the informal sector, such as rickshaw pullers, street vendors, construction workers, domestic workers, and others, who typically do not have access to formal pension schemes or social security benefits.
Required Documents for Pradhan Mantri Shram Yogi Maan-dhan – Aadhaar Card, Savings Bank Account Passbook, Mobile Number, Age Proof, Address Proof, Nominee Details
How to Apply Pradhan Mantri Shram Yogi Maan-dhan–
To apply for the Pradhan Mantri Shram Yogi Maan-dhan (PMSYM) scheme, which is a pension scheme for unorganized workers in India, you can follow these steps:
- Eligibility Check: Ensure you meet the eligibility criteria for the scheme. The scheme is aimed at providing pension benefits to unorganized sector workers whose monthly income is ₹15,000 or less and who belong to the age group of 18 to 40 years.
- Visit the Nearest Common Service Center (CSC): The CSCs have been set up to provide various government services to citizens. Visit the nearest CSC in your area.
- Provide Necessary Documents: Carry necessary documents such as Aadhaar Card, savings bank account/passbook, and a mobile phone. You may also need to provide income proof.
- Fill Application Form: At the CSC, you will be assisted in filling out the application form for the PMSYM scheme. Provide accurate information and ensure all details are correctly filled.
- Pay Enrollment Fee: There is an enrollment fee required for joining the scheme. This fee may vary depending on the age of the applicant. It’s typically a nominal amount.
- Receive Acknowledgment: After successfully submitting your application and paying the enrollment fee, you will receive an acknowledgment containing your PMSYM registration number.
- Receive PRAN (Permanent Retirement Account Number): Once your application is processed, you will receive your PRAN. This number will be required for any future communications or transactions related to your PMSYM account.
- Contribute Regularly: After enrollment, make sure to contribute regularly towards the scheme. Contributions can be made through auto-debit facility from your savings bank account.
- Receive Pension: Upon reaching the age of 60, you will start receiving a monthly pension under the PMSYM scheme, provided you have contributed regularly.
- Keep Updated: Ensure that your contact details such as address, mobile number, etc., are updated to receive any communications related to the scheme.
